Ted buckley
Well-Known Member
- Joined
- Apr 6, 2010
- Messages
- 524
Bill, thanks for clearing this up.. Hey Mic, not too savy on insurance policies - but if we had 1000 members in IMPBA and if everyone paid $1.00 more for their membership and it was applied to let's say(a co-pay like we pay in our medical visits/mines $25.00), couldn't we apply this co-pay to new members to try their boats for 1-day? We could log their name - send it to the main IMPBA office and they would be covered for that all important(Do I have the bug or not). Then, if they did have the bug -They send in their fees to IMPBA.. Like you said, most people will know in one day of running if they are going to commit or not.. Also, Bill Watchler could have a bunch of kids out at the pond for that day(Stipulation is that Bill would have to contact the IMPBA office). This would be piece of mind for Bill/the kids involved and IMPBA. I would be more than willing to give 1 extra buck to see that happen..senario #2 Yes they would be covered.Membership Coverage
All members in good standing will be covered at “sponsored, scheduled, and supervised activities.” This means the coverage is good at sanctioned and club races.
To answer Bill's question(and step in here anytime guys) Is what can he do to promote new members? Here's a senario: Let's suppose Bill went to our IMPBA supported pond on an off-day with a couple of kids to let them run boats. He didn't Call/Mail or notify IMPBA in any way. I suppose you could call this a "Supervised activity" but IMPBA doesn't know about it.. So, then one of the kids - chops his/her finger off.. Is this kid covered under IMPBA?? Probably not!! Senario #2. A group of IMPBA insured club members go to the same pond on a Tuesday and run tunnels..(Just a bunch of good ole racers).. Johnny runs his boat - up on shore and hits Ralph in the shin and breaks his leg.. Is Ralph covered under IMPBA? Not a sanctioned event/ Not supervised / but they are in good standing with IMPBA... This means the coverage is good at sanctioned and club races.
I wonder if Ralph filed a claim - if IMPBA would cover this? Maybe Kevin S. can shed some light.