Actually, Brad, RF is affected by more than just water. Being a Navy trained avionic tech with primary training in communication, navigation and radar systems, I learned just how easy it is for a signal to be "disrupted".
Back in 1984, I was working on a airborne HF radio in the middle of the Indian Ocean. While testing the repair I had just completed, I came across a Houston Astro's game being broadcast real time. Come to find out, I was receiving the actual local AM station from Houston via "Skip", or being bounced off the upper atmosphere. This is a common phenom with AM signals when atmospheric conditions are right.
FM radio waves are line of site only. While this is good for fairly short range or at high altitudes, over long ranges or obstacles, it is useless. This explains why there is little to no cellphone reception in the various mountain ranges here in the States.
Now we get into the GHz range. This covers a lot of systems but the most common one is radar. Let's look at the general radar frequencies used:
Radar Frequency Bands Band Designation Frequency Range Typical Usage
VHF 50-330 MHz. Very long-range surveillance
UHF 300-1,000 MHz. Very long-range surveillance
L 1-2 GHz. Long-range surveillance, enroute traffic control
S 2-4 GHz. Moderate-range surveillance, terminal traffic control, long-range weather
C 4-8 GHz. Long-range tracking, airborne weather
X 8-12 GHz. Short-range tracking, missile guidance, mapping, marine radar, airborne intercept
K u 12-18 GHz. High resolution mapping, satellite altimetry
K 18-27 GHz. Little used (H 20 absorption)
K a 27-40 GHz. Very high resolution mapping, airport surveillance mm
40-100+ GHz. Experimental
You will notice that our 2.4 radio gear falls right in the S band. Guess what, S band is used for weather radar. We all know that weather radar shows falling rain and that rain drops are, by and large, very small. It can even pick up mist and fog at times. If an S band weather radar is reflected by a drop of water when it's broadcasting in megawatts, how does that relate to a pond or lake reflecting our signals that are transmitted in millawatts? Now, let's also look at some of the stealth equipment the military uses to defeat radar. The F-117, SR-71, F-22, F-35 and the new DDG-1000 Zumwalt class destroyers all use faceted or rounded skin and, on the aircraft, RF absorbing paint. The faceted and rounded body panels reflect the RF so that it's directed away from the receiving antenna, just like what the water can do to our radio gear. If the B-2 can look like a small bird to a radar, how much signal is really getting to our boat's receiver?
After seeing a brand new fiberglass 1980 Budweiser hit the bank when driven by an experienced racer and controlled by a Spectrum, followed by the troubleshooting and results thereof, the radio was found to be at fault, not the driver or the installation.